Personal Loans
Personal loans against salary. We support salary earners in meeting their immediate financial needs.
SME Loans
We partner with small businesses by providing financial solutions and advice that help them achieve their goals and deliver on objectives.
Agency Banking
For millions of Nigerians, both financially included and excluded, we are a bridge to their financial system; helping them promote their personal and business lives.
Trader Loans
We support wholesalers and retailers located in major markets, and we aim to help them grow their businesses at a profitable pace.
We currently do this in 2 spheres as listed below.
- Overnight Support Scheme (OSS)-this is an urgent augmenting of cash balances for quick purchases by our clients, running for 24-48hrs.
- Short-Cycled Support (SCS)-This is for core business support, running for 30-180days.
Our Achievement
We have successfully designed and developed tailor-made loan products to suit the peculiarities of the markets we play in, from our unique KelvFund, to our Overnight Credit Support, both catering to the FMCG market.
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Loan Requirements:
Copies of valid and work ID cards.
Last 3 months pay slip.
Last 6 months salary account statement.
Utility Bill of residential address.
Mail from work mailing address to confirm that you are a staff.
Cheques to cover loan repayment period.
Loan Requirements:
Copy of valid ID card.
Last 12 months account statement/s.
Utility Bill of residential and business address.
Execution of Loan Agreement.
Execution of Guarantees’ where applicable.