WHO WE ARE


KELV Consults was incorporated in 2019 as a financial solutions and consultancy firm that provides micro-lending services, financial advisory services, and investment advice to businesses, including SMEs, distributors of fast-moving consumer goods (FMCGs), contractors, and salary earners. Over the years, Kelv has built and nurtured a structure that supports the growth and effectiveness of small businesses.

Kelv is strategically located to reach traders (distributors, wholesalers, and retailers) in the FMCG industry. The company has intentionally boosted her portfolio across this unique product sphere as they understand that the FMCG market is instrumental to the growth of every economy with a high resistance to economic shocks.


Our Products

Kelv Consults, over time, has created asset products unique to our environment of operations, and others basically to suit customers’ needs. Some of these products are:

  1. KelvFund
    Caters to distributors & wholesalers of FMCGs. Single obligor limit is N5M. Confirmed distributors do not provide collateral. Tenor ranges from 1 to 6 months.

  2. Trader Support
    Caters to other categories of traders, including retailers. Single obligor limit is N2M. Tenor ranges from 1 to 6 months.

  3. Overnight Credit Support
    Caters to all categories of borrowers, with single obligor limit being N0.5M. Tenor ranges from 24hrs to 1 week.

  4. SME Lending
    In this category are Contract Finance, LPO Finance, Invoice Discounting, and other loans peculiar to SMEs. Single obligor limit is N5M. Tenor ranges from 1 to 6 months.

  5. PLAS
    Kelv lends to selected employees of private companies and the public sector.


Our Deposit Products

  • Ei-susu
    Encourages small savings on a daily, weekly, or monthly basis. The product is currently supported by PayStack, who are our collection partners.

  • KopaShon
    KELV launched this special product for serving Youth Corps members, with the aim of promoting Financial Discipline in Nigerian youths. The product embodies a savings and short overdraft package, as well as free mentorship and free training on the subject, Personal Finance Management. Our goal is to reach at least 3,000 serving Youth Corps members. This product won ‘Most Innovative Product of the Year’ in 2023.


Our Commitment

As a forward-thinking organization, we continue to strive hard to bridge the financial exclusivity gap amongst the populace.

WHAT DRIVES US


kelv vision
Vision

To create the most financial balance and support for our clients; being the best valued Financial Inclusion driver in our local spaces within the Nigerian economy.

kelv mission
Mission

We will be a trusted partner to small and medium scale businesses aspiring to grow, and striving to rise above limitations of current inadequate financial support.

kelv core values
Our Core Values

Financial discipline; Consistency; Passion; Dedication; Openness.

WHATEVER MARKETS YOU’RE DEALING WITH,

WE WILL RAISE THE EFFICIENCY!